Someone always forgets to pay
Reminders pile up in group chats and rent ends up late — again.
Now in private beta
Shared expenses without the awkward math.
Split automatically itemizes receipts, handles uneven expenses, and tells everyone exactly who owes what.
No spreadsheets. No awkward reminders. Free at launch.
Whole Foods Market
Today · 6:42 PM
- Oat milk$4.49
- Organic eggs$6.99
- Sourdough loaf$5.25
- Cold brew$12.00
- Avocados ×4$5.16
Total itemized$33.89
Perfect for
Roommates
Couples
Friends
Group Trips
College Housing
The problem
Splitting expenses shouldn't require a spreadsheet.
Shared living comes with shared costs. The tracking is what makes it exhausting.
Nobody remembers who bought what
Receipts disappear and the math gets fuzzy by the end of the week.
Utilities aren't split evenly
One person travels, another works from home. 50/50 rarely fits.
Month-end settlement is a maze
Untangling who owes whom turns into a spreadsheet nobody enjoys.
Features
Everything it takes to split fairly.
Four pieces of quiet automation that replace the spreadsheet, the group chat math, and the awkward reminders.
AI Receipt Scanning
Scan a receipt. We're already doing the math.
Take a photo and Split automatically itemizes every purchase — line items, taxes, and totals, organized in seconds.
- Reads any printed receipt
- Itemized in under a second
Whole Foods Market
Today · 6:42 PM
- Oat milk$4.49
- Organic eggs$6.99
- Sourdough loaf$5.25
- Cold brew$12.00
- Avocados ×4$5.16
Total itemized$33.89
Item-Level Splitting
Pay only for what you actually used.
Assign individual items to roommates with a tap. The cold brew is yours, the eggs are shared — Split keeps everyone honest.
- Assign per item, not per bill
- Split single items any number of ways
Assign items
Tap to split
Cold brew
$12.00
MSourdough loaf
$5.25
LSOrganic eggs
$6.99
AAvocados ×4
$5.16
ML
Asymmetric Splits
Because life isn't always 50/50.
Split rent, utilities, and subscriptions using custom percentages or fixed shares that match how you actually live.
- Percentages, shares, or exact amounts
- Save splits for recurring bills
Monthly apartment costs
$2,840/ month
- MMaya45%
- LLeo30%
- AAvery25%
Net Settlement
One payment instead of five.
Split calculates the smallest number of transactions needed to settle everyone up, so the group clears its balance in a tap.
- Minimizes total transactions
- Settle the whole group at once
Net settlement
6 debts → 2 paymentsHow it works
Three taps from receipt to settled.
No setup, no manual entry. Split does the bookkeeping the moment you snap a photo.
Reading receipt…
1
Snap a receipt.
Point your camera at any receipt. Split reads it instantly.
Assign items
Cold brewM
SourdoughLS
EggsA
AvocadosML
2
Assign items.
Tap to choose who shares what. Even splits or item-by-item.
All settled
2 payments cleared the group
Leo → Maya$24.50
Avery → Maya$11.75
3
Settle instantly.
See the fewest payments needed and clear the balance in a tap.
Built with AI where it matters
Intelligence you feel, not jargon you read.
We use lightweight AI models to read and organize receipts automatically — keeping the experience fast, accurate, and affordable.
Privacy first
Receipts are processed for itemization only — never sold, never used to profile you.
Instant processing
Items appear in under a second, so scanning feels as fast as snapping a photo.
Cost efficient
Lightweight models keep the experience affordable — and free for you at launch.
No buzzwords
AI runs quietly in the background. You just see organized expenses, not a chatbot.
Loved by housemates
The end of roommate accounting.
Early testers told us the same thing — Split quietly removed the most annoying part of living together.
“We stopped using spreadsheets entirely. Rent, groceries, utilities — it all just balances now.”
Maya
Shares a 3-bed in Austin
“Finally an expense app that understands roommates. Item-level splitting is the feature I didn't know I needed.”
Leo
Lives with 2 roommates
“This would've saved us so many arguments in college. Everyone pays for exactly what they used.”
Avery
Recent grad, NYC
“Our group trip to Lisbon settled in one tap on the flight home. No one had to chase anyone.”
Sam
Planned a 6-person trip
Comparison
What sets Split apart.
The essentials other apps skip — itemized receipts and item-level assignment — are exactly where Split starts.
| Feature | Venmo | Splitwise | Split |
|---|---|---|---|
| Receipt itemization | |||
| Uneven splits | |||
| Net settlement | |||
| Item-level assignment |
Stop doing roommate math.
Shared living is complicated enough. Be first to settle up the easy way.
Join the waitlist — we'll only email you at launch.